Free Medicare Eligibility Check

Person Going Through Forms

When you first learn you will need an essential medical service, like supplemental medical oxygen, you may be concerned about how you will pay for your medical supplies. This concern can be significant and stressful for many people, particularly if their finances already require careful management.

Many people who require supplemental medical oxygen also qualify for Medicare benefits, which can help pay for some or all of your oxygen equipment costs. How do you know if you are eligible for Medicare? Read on to learn how to get your free Medicare eligibility check.

Determining Your Medicare Eligibility

 Generally speaking, if you are 65 years old or older, or if you are under the age of 65 but have a documented disability or you have end-stage renal disease, you are likely eligible for Medicare. However, other situations can be a factor in your Medicare eligibility as well. Your doctor will need to help ensure you meet certain medical and health criteria, but how can you learn about your eligibility before that doctor’s visit?

You can access a Medicare eligibility calculator to get an estimate of your eligibility for Medicare and to find out what your premium amount may be. However, even with this calculator, the information you need can be difficult to suss out without some guidance.

There are two main parts to Medicare coverage: Part A, which is your hospital insurance coverage, and Part B, which is your Medicare insurance and covers things like doctor’s visits, lab tests and preventative services. Some parts are often covered without a premium for most people, while other parts must be paid for.

S,o how do you know what you are eligible for, what you will pay for and what is provided without a premium? If you have received disability benefits from Social Security or the Railroad Retirement Board for at least 24 months, you will automatically qualify for Medicare Part A and Part B. But for everyone else, finding out what they do and do not qualify for can be confusing. For people with serious health concerns, attempting to figure it out can cause stress in a time when they need the right answers.

For the majority of people who have worked and paid taxes for around 10 years (or at least 30 quarters), Part A of your Medicare coverage is provided without a premium. However, for these same people, Part B usually requires a monthly premium, which can vary depending on your previous year’s income on your tax return. If you did not pay Medicare taxes while working, or if you paid them for less than 30 quarters, Part A is not provided without a premium, but you may be able to purchase both Medicare Part A and Part B at a premium. You can also choose to purchase Part D, the Medicare Prescription Drug Plan, or supplemental coverage via a Medicare Supplement Insurance policy, also called Medigap, each for an additional cost. Moreover, Medicare Advantage, which is an “all in one” bundled plan, is also available with extra coverage if you stay in-network. 

So how do you know what is right for you and how to qualify for each aspect of Medicare coverage? As you can see, there is a lot to keep track of, and it can be easy to get lost. If you feel anxious about trying to find out whether you qualify for Medicare, as well as what you qualify for and attempting to translate your benefits, there is an easier way. If you would like the help of a clear, easy to understand process to check whether you qualify for Medicare benefits, Inogen offers a free Medicare eligibility check.

 

What You Need for Your Free Medicare Eligibility Check 

Before you call Inogen to get your free Medicare eligibility check, it is helpful to gather some information so you are prepared. Keep in mind that you will want to call us before you need to sign up for Medicare, as you have a limited window in which to enroll, and you will not be signed up for Medicare automatically. You are able to enroll in Medicare three months before your 65th birthday and up to three months after your 65th birthday. Attempting to enroll after this window of time means you will likely pay a late enrollment fee—in fact, the cost of Medicare can go up the longer you wait to sign up. Signing up late for your Medicare coverage can even result in lifetime premium penalties and delays in the start of your coverage, so it is essential that you enroll in a timely fashion. 

Before you sit down to call Inogen for your free Medicare eligibility check, locate the following information and have it with you. You may not need all of this information for your free eligibility check, but as you will need it to sign up for your Medicare benefits, it is a good idea to have it all together and ready to go. Make sure you have:

  •         Your full name
  •         Your gender
  •         Your date of birth
  •         Your Social Security number
  •         The number of years you worked and paid Medicare taxes
  •         Your United States state of residence (or U.S. territory)
  •         Record of current health benefits provided through your employer (if you have them)
  •         Medicare Part A enrollment status and Medicare number (if you have them)
  •         Disability status

Once you have gathered these items, you are ready to call Inogen for your free Medicare eligibility check!

Call Inogen for Your Free, Easy Medicare Eligibility Check

At Inogen, we understand that learning how to navigate Medicare can be overwhelming and nerve-wracking, and we want to help make getting started as easy as possible. In order to help you find out whether or not you are eligible for Medicare benefits, we offer a free Medicare eligibility check to anyone who contacts us.

Learn whether you qualify for Medicare, as well as whether you qualify to have the cost of your supplemental oxygen therapy supplies partially or fully covered, too. Many people worry about the costs associated with COPD treatments and oxygen therapy supplies. It is possible that Medicare will pay your portable oxygen concentrator rental costs in many cases, depending on your eligibility, your oxygen supplier, your oxygen prescription and more.

Call us today at 1-800-695-7915 to learn more about your eligibility for Medicare benefits, and allow us to walk you through this process. Your free Medicare eligibility check can give you the peace of mind you need before you begin the Medicare application process. You do not have to do this alone. Inogen is here to help so you can feel confident in your Medicare eligibility and you can begin to breathe better sooner.

SOURCES

https://www.medicare.gov/eligibilitypremiumcalc/

https://www.hhs.gov/answers/medicare-and-medicaid/who-is-elibible-for-medicare/index.html

https://www.humana.com/medicare/medicare-information/enrollment-eligibility/medicare-eligibility-check

https://www.medicare.gov/your-medicare-costs/part-a-costs

https://www.medicare.gov/your-medicare-costs/part-b-costs

https://www.medicare.gov/sign-up-change-plans/get-started-with-medicare

https://www.ssa.gov/benefits/medicare/

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